Toronto mortgage company Mortgage Direct2u
Canada Ontario mortgage company
Canada mortgage application

Name:
Phone #:
E-Mail:
Subscribe to Rate eNews
Mortgage Blog
Visit our blog for current mortgage news, tips, links, ideas and advice.
Secrets of a Great Mortgage
Do you feel it's important to get the best mortgage rate and terms?  If so, why would you accept your bank's first mortgage offer without shopping around?
For a FREE step-by-step guide to mortgage strategies and home ownership please Click Here!

MortgageDirect2u is your One-Stop Mortgage Broker

With offices in Toronto and across Ontario, MortgageDirect2u understands your mortgage is a big investment. That's why we take the time to understand your needs - so you get the best rate and mortgage product for your home or commercial property.

Whether you're self-employed, new to Canada, or require 100% financing, we have the perfect mortgage solution for you. We're committed to helping you purchase your new home, business, rental property or refinance your existing mortgage – even when other mortgage brokers can't.

Our well-established relationships with over 60 lenders – including Canada's four major banks – and affiliation with Invis, Canada's largest mortgage brokerage, ensures you receive the best mortgage products and rates in the industry.


Why Use A Mortgage Broker?

A mortgage broker understands that rate is only one aspect of a mortgage, and that negotiating other terms to your advantage will maximize your savings in the long run. We'll help you get a great rate with flexible repayment terms so you don't find yourself trapped with huge penalties if your needs change. «Read More»

Refinance Your Mortgage

Typically home refinancing is done when you have a mortgage on your home and apply for a second mortgage to pay off the first mortgage.  When considering a home refinancing, it is important to first determine whether your interest savings will exceed the fees you pay to refinance. «Read More»

Self-Employed

Business for self financing (Alt-A BFS) allows clients who cannot provide traditional income verification, such as the self-employed or 100% commissioned salespeople, to qualify for a high ratio mortgage for purchase or refinance purposes. The properties must be owner occupied with a maximum of two units. «Read More»

Commercial Mortgages

A commercial mortgage is designed for businesses and investors who wish to purchase or refinance income producing, commercial properties. With competitive interest rates and a network of mortgage specialists we are committed to finding solutions meeting the individual needs of each customer. «Read More»


MortgageDirect2u Mortgage Rates (**Rate Specials)

Rates effective as at Monday, February 8, 2010.

6 MONTH 1 YEAR 2 YEAR 3 YEAR 4 YEAR 5 YEAR 7 YEAR 10 YEAR
Posted Bank Rates 4.60 3.65 3.95 4.30 5.04 5.39 6.60 6.70
Canada Bond Yields 1.28 1.58 2.43 2.79 3.36
Prime Rate 2.25
Fixed Rates 3.85 2.35 2.95 3.40 3.79 3.89 5.25 5.35
Closed Variable Rates **1.95 **2.00
Quick Close Rates **3.29 **3.71
Free Down Payment 5.84 6.10
HELOC Fixed Rate 3.99
HELOC Variable Rate 2.15

MortgageDirect2u broker rates represent the typical discounted rates available to borrowers with strong credit, qualifying income and assets. This data is for information purposes only and should not be relied upon without verification by contacting your Mortgage Direct2u Mortgage Broker. Rates are subject to change without notice, are compounded semi-annually and not in advance. In unusual circumstances lender or broker fees may apply.

*O.A.C. E.& O.E.


Mortgage Broker of the Year Canadian Mortgage Awards 2007 & 2008 WINNER
Call Us Today 1-866-799-4799 or Apply Online Now!
Home | Why a Mortgage Broker? | Mortgage Solutions | Refinance | 100% Financing | Self-Employed | Calculators | Commercial Mortgages | Mortgage Evaluation | Contact Us | Apply Online | Mortgage Rates