Mortgage Direct 2u, return to Home page
Canada Ontario Mortgage Company Offers Commercial Mortgages Available to Retail, Industrial and Commercial Businesses
Mortgage Direct 2u, your source for Commercial Mortgages
Reliable Mortgage Solutions
Mortgages that fit your needs
Commercial Mortgage Application

Commercial Properties for Sale / Lease require Commercial Mortgages

Commercial Mortgage Loans


A commercial mortgage is designed for businesses and investors who wish to purchase or refinance income producing, commercial properties.  With competitive interest rates and a network of mortgage specialists we are committed to finding solutions meeting the individual needs of each customer.

Commercial Mortgage Funding

  • A Commercial mortgage provides funding over $200,000 for long-term financing of income producing properties.

What else do I need to know?

  • To qualify, the real estate must be a multi-purpose, industrial, office, commercial, retail, or a multi-residential (5+ units) property
  • The property must be located in an active resale and rental market where current market rents exist for comparable properties, and where the property is readily marketable
  • Mortgages require a current appraisal (AACI-qualified, bank approved appraiser; CMHC guidelines apply for CMHC insured mortgages), a passing environmental report (phase 1 ESA) and may need a report on the building condition
  • Variable and fixed rate options are available. Variable rate option (prime-based) can be converted to fixed rate option
  • Mortgages are available for a maximum of 5 years (10 years for CMHC-insured properties)
  • Multi-residential buildings may be amortized over 25 years (CMHC-insured may be up to 35 years). Other types of property may be amortized over 20 years

Commercial Financing Inquiry

Phone #:

Need Expert Advice? Fill out the form above or call 416-275-9284

commercial mortgage, commercial mortgage Mississauga, commercial mortgage Toronto